Actionable insights available via API for onboarding new customers, validating bank accounts for payouts, preventing identity and ACH fraud, or meeting Nacha web debit rule requirements. Everything we offer is built for speed, accuracy, and trust.
Validate 22% more bank account and routing numbers than the leading incumbent provider, leveraging proprietary and third-party data sources including J.P. Morgan Payments and Early Warning
Requests with a high frequency of change between a consumer and their PII had a 130% increase in likelihood of fraud. Identify invalid
contact
information like
email, phone,
and physical
address as well
as suspicious
behaviors
Authenticate 34% more consumer accounts so you can confirm a user has current authorized access to an account instantly
Accounts with a recent NSF (R01) return are 36% more likely to have another NSF on their next transaction. Assess ability to pay based on inquiries, payment behavior and payment performance leveraging our FCRA score
Validate 96-98% of bank account status, powered by dynamic pattern matching for higher match rates to reduce no hits and manual reviews
Utilize a cash flow insights report for a more holistic view of consumer financial behavior including inflows, outflows, and affordability
Analyze financial institution risk in real-time to enhance decision-making
Predictive bank account and payment intelligence
Validate bank accounts and reveal critical insights on account stability, payment performance, and returns
Identify invalid contact information like email, phone, and physical address as well as suspicious behaviors
Authenticate a user has current authorized access to an account instantly by leveraging our real-time microdeposit solution
Assess ability to pay based on inquiries, payment behavior, and payment performance leveraging our FCRA-compliant score
Connect to cash flow insights for more informed underwriting decisions using our intuitive login solution
Utilize a cash flow insights report for a more holistic view of consumer financial behavior including inflows, outflows, and affordability
Analyze financial institution risk in real-time to enhance decision-making
Powered by predictive intelligence for bank accounts and payments, our platform delivers real-time insights and analytics with exceptional accuracy and confidence, and is continuously growing.
A variety of industries including automotive, financial services, real estate, insurance, and payments, collaborate with ValidiFI to enhance efficiency, security, and confidence.
Validate bank accounts with a Nacha preferred provider for all types of use cases.
Detect fraud and confirm contact information like bank account, phone number, and email address are correct.
Score consumers more accurately leveraging payment, velocity, and tradeline attributes.
ValidiFI analyzes the connections between bank accounts, consumer identity elements, and payment performance to help you make smarter decisions - before you onboard, lend, or transact.
Ready to get started with our predictive bank account and payment intelligence solutions? Contact us.
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